As Self Managed Superannuation Funds (SMSF) become more popular the demand for more investment opportunities within that structure increases. Changes now mean that as long as strict conditions continue to be met, your SMSF can now borrow to invest, thus further bolstering retirement savings. How does it work? Borrowing for investment within superannuation depends on
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Every now and then, doctors tend to forget the original intention of acquiring an investment property or simply not have time to be involved to maximise the investment. You may have already acquired an investment property or is contemplating buying; the associated benefits should not to be overlooked. Investment properties help the investor to maintain
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Financial planners are often the first port of call for doctors that are seeking advice on investing a lump sum of money. However, that is just the tip of the iceberg. A professional medical financial adviser has the knowledge and skills to help you achieve your goals and objectives by tailoring strategies to specifically address
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For the Medical professional there are a few key items that must be addressed when looking at the legal structure for their medical business and their personal wealth creation. These can be summarised as firstly, “How do I minimise my tax?” and secondly, “How do I best protect the wealth I have now and in
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Further research has emerged to support the MEDIQ investment philosophy that asset allocation – rather than stock or manager selection – is the primary driver of investment performance. Further to this the research suggests that actively trying to time the market also falls short of a long term hold strategy. The old adage ‘Time in
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In an environment of reducing interest rates there comes a point when a decision needs to be made about the ‘fixed income’ element of a portfolio. Over the last several years term deposits have provided a simple and reasonably attractive return for investors, and have become a Fixed Interest element to a portfolio. However the
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The most important day of the financial calendar is all but past us and a new financial year is nearly upon us. For many doctors this time comes and goes with no contact from their advice team; no pro-active phone calls to see what extra benefits – big and small – can be squeezed out
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Due to the prolonged period of investment market volatility that we are currently experiencing, an article with a heading like this might seem like old news. However with renewed uncertainty coming out of Europe, the possible knock-on effect into China’s manufacturing and our resources boom, heightened levels of fear in the market pushed all major
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It is not surprising that investment in property is such an attractive proposition when the majority of Australia’s wealth is formed out of real estate. With a relatively relaxed tax treatment by world standards of investment properties, the Australian investment property is an extremely popular wealth creation strategy for medical professionals. The tax effect in
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With limited exception, a meeting with a financial planner will always involve a discussion around the risk profile of the client. This usually takes the form of several structured question to determine the client’s perception of how they view investment ‘risk’ and how volatility in their investments might impact their emotions and decisions. An aggressive
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