Loans & Financing

Loans & Financing

Arranging the best finance solutions for doctors.

As a Doctor, getting the time to go through the red tape to find the right loan for you is very difficult. Our service is designed to remove that stress whilst providing access to specialist products and rates granted to us due to our absolute focus on medical professionals.

Whether it is a restructure of your current finances or you are looking to add another property to your growing portfolio MEDIQ Medical Financial Services is ready to help. Residential, Commercial and even that Rural getaway is our specialty.

History tells us that a lot of our client’s have been paying a premium rate on their loans, trusting their lender to do the right thing. Our Medical Wealth Strategists have unrivalled market knowledge and relationships, allowing them to provide large discounts on loans to doctors.

Due to our absolute focus on the medical professionals, we have been able to negotiate special discounts for our clients. These discounts are quite significant, often resulting in savings of many thousands of dollars either when the loan is setup or over the term of the loan.

There are two main types of discounts offered to medical professionals…

Lenders Mortgage Insurance Waiver

This is where the lender approves your loan for more than 80% of the property value, however waives the requirement for Lenders Mortgage Insurance (LMI). This is a once off saving when the loan is setup.

Interest Rate Reduction

It isn’t hard to see how a lower interest rate will save you money. As a doctor you don’t need to borrow over $1 million to negotiate a better rate, you can request a discount on a much smaller loan size.

Although LMI discounts are not offered by as many banks as they used to, they are still available. Interest rate discounts are more common however the size of the discounts being offered for doctor home loans will differ quite significantly between the banks. With our full-service approach combining accounting, taxation, investments and insurance we can make certain you have the most appropriate finance product in the most tax effective way.

Contact us

MEDIQ Medical Financial is an independent mortgage brokers and has access to the full market of lenders. To arrange a quotation, pre-approval or to speak to a specialist please contact us on 13000 MEDIQ (63347).

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