Ravi Agarwal

Managing Partner

Ravi Agarwal is an experienced adviser whose key objective is to assist medical professionals throughout Australia to make smart, financial and business decisions to allow them to achieve their life goals and dreams.

In 2010, Ravi established MEDIQ Financial Services, a premier Financial Planning, Accounting, Investment, Insurance, Legal & Finance practice for medical professionals and their families. The business has grown organically to a team of 35, serving clients nationally.

Ravi has been recognised by the Association of Financial Advisers with the 2013 AFA Rising Star award, in recognition for his excellence in the advice industry and outstanding commitment to his clients, their community and the Medical Profession. He was also awarded ‘Multi-service Practitioner of the Year’ in 2015 and ‘Practice Principal of the Year’ in both 2014 and 2015 in the IFA Excellence Awards.

In 2017, under the leadership of Ravi, MEDIQ was awarded the AFA Practice of the Year – the highest accolade available for a practice in the financial advice profession.

Professional Memberships / Qualifications:

  • Chartered Tax Advisor
  • SMSF Specialist Advisor
  • Fellow Chartered Financial Planner (In Progress)
  • LL. B Law

Nikunj Agrawal

Client Services Coordinator

Nikunj has been working with the Client Services team since August 2018. He initially joined as a Wealth Associate, assisting the Wealth team with day to day processes and compliance. Nikunj has a great passion for client service excellence and technology.

He enjoys automating and updating our current systems and processes in order to achieve greater efficiency within the organisation.

Personal interests include arranging social events and reading articles on the latest business strategies.

Professional Memberships / Qualifications:

  • Bachelor of Business – to be completed in June 2020

Mina Andrawis

Director - Wealth & Legal

Mina graduated with a double degree in Bachelor of Commerce/Law with majors in Finance and Financial Planning. He started his career with the NAB legal team then worked his way through the property and banking and finance division of mid-tier law firm Gadens Lawyers. Mina has over ten years of experience in servicing doctors and understands the intricacies surrounding legal and financial matters specifically for doctors.

Commercially-minded and practical, Mina is highly valued for his technical knowledge and practical approach to commercial negotiations and is praised by clients for his ability to provide simple advice on complex matters.

Professional Memberships / Qualifications:

  • Member of the Law Institute of Victoria
  • Bachelor of Commerce/Law with majors in Finance and Financial Planning

Mey Chua

Client Manager

Mey is a Senior Accountant in the Accounting & Taxation team with over 14 years’ experience in public practice. She has spent the majority of her career serving private clients and small business entities and self-managed superannuation funds.

Mey also spent time in the industry as a financial accountant within a fashion retail & warehouse company with an annual turnover of $40 million. With a great passion for accounting and tax, she strives to provide the best tax outcome possible for each client.

Professional memberships / qualifications:

  • Bachelor of Commerce in Accounting

Chung Hui

Operations Director - Accounting & Taxation

Chung combines his unique experience and background in business consulting with his qualification as a Chartered Accountant in his role overseeing the Accounting & Tax Operations at MEDIQ.

Chung graduated with a Bachelor of Commerce and Bachelor of Laws degree. He began his career as an adviser in a Big 4 accounting firm, specialising in accounting and taxation services for private and high net-worth clients. Chung later shifted his focus to the emerging cloud software space for small businesses and accounting practices in Australia, co-founding a cloud software consultancy, implementing cloud software, such as Xero. His experience implementing, training and supporting the use of Xero and other powerful cloud solutions for businesses provides our clients with access to deep technical expertise to ensure best practice for your accounting and financial needs.

Professional Memberships / Qualifications:

  • Bachelor of Commerce (BComm)
  • Bachelor of Laws (LLB)
  • Chartered Accountant

Eugene Loh

Client Manager

Eugene has more than 20 years’ experience in tax and accounting roles in various industries covering manufacturing, importing, retail and logistics. He was previously a finance manager in a multinational corporation and over the past 8 years, he has been working as a public practice accountant.

Professional Memberships / Qualifications:

  • CPA Australia
  • Registered Tax Agent
  • Bachelor of Management (Financial Accounting)

William Ma

Client Manager

With 15 years of experience as a tax advisor, William has a wealth of experience advising medical professionals and practices in all aspects of accounting and tax, including the acquisition and sale of medical practices, as well as setting up greenfield sites. He enjoys guiding his clients across the myriad of structuring options and creating comprehensive group tax strategies.

Outside of work, William enjoys cycling and spending time with his young family.

Professional Memberships / Qualifications:

  • Chartered Accountant (CA)
  • Australian solicitor
  • Graduate Diploma in Law (Tax)
  • Bachelor of Law
  • Bachelor of Commerce
  • Diploma in Modern Languages (Japanese)

Paul Pun

Director - Accounting & Taxation

Paul’s strategic approach and passion for the people he works with enables him to deliver a vital role that encompasses a holistic view of clients’ needs. Acting as a strategic business partner, Paul supports clients by highlighting and dealing with potential issues to best achieve desired outcomes. With an ability to solve complex financial problems and deliver solutions in an easy-to-understand format, Paul is regularly engaged to assist clients with:

  • Tax structuring, including review of old structures that no longer work or serve the wider objectives of the business owners
  • Ongoing tax advice that facilitates business growth and wealth creation
  • Identifying and implementing tax efficient strategies
  • Minimising business risk and protecting business and family assets
  • Business succession, retirement and estate planning

Professional Memberships / Qualifications:

  • Chartered Accountant (CA)
  • Chartered Tax Advisor (CTA)
  • Graduate Diploma (CA ANZ)
  • Bachelor of Commerce (Accounting)

Ravinder Singh


Ravinder has been working in public practice as a tax accountant for the last 3 years. He specialises in preparation of individual tax returns, activity statements and financial reports and tax returns for small to medium businesses.

Ravinder is currently undertaking his post graduate studies as a Charted Accountant (CA) with the aim of completing this by the end of 2020. He enjoys the challenge of learning various areas of accounting and is driven by seeing his clients succeed.

Professional Memberships / Qualifications:

  • Bachelor of Commerce in Business & Accounting
  • Provisional Charted Accountant (CAANZ)

Alex Sutherland

Financial Planner

Alex has been working in the Financial Planning industry for over 5 years and has been providing trusted financial advice since September, 2014.

Alex holds a Bachelor of Commerce with majors in Economics and Finance as well as an Advanced Diploma in Financial Planning. He is experienced in Self-Managed Super Funds as well as helping his clients formulate and implement customised financial plans.