June 29th, 2012
The most important day of the financial calendar is all but past us and a new financial year is nearly upon us. For many doctors this time comes and goes with no contact from their advice team; no pro-active phone calls to see what extra benefits – big and small – can be squeezed out […]
Continue readingMay 29th, 2012
Due to the prolonged period of investment market volatility that we are currently experiencing, an article with a heading like this might seem like old news. However with renewed uncertainty coming out of Europe, the possible knock-on effect into China’s manufacturing and our resources boom, heightened levels of fear in the market pushed all major […]
Continue readingApril 1st, 2012
It is not surprising that investment in property is such an attractive proposition when the majority of Australia’s wealth is formed out of real estate. With a relatively relaxed tax treatment by world standards of investment properties, the Australian investment property is an extremely popular wealth creation strategy for medical professionals. The tax effect in […]
Continue readingFebruary 2nd, 2012
With limited exception, a meeting with a financial planner will always involve a discussion around the risk profile of the client. This usually takes the form of several structured question to determine the client’s perception of how they view investment ‘risk’ and how volatility in their investments might impact their emotions and decisions. An aggressive […]
Continue readingFebruary 2nd, 2012
This debate is as old as the hills and will no-doubt continue forever, which is the better investment – Property or Shares. Australians are well known for their love affair with property, the dream of the quarter acre plot has been built into our psyche as a nation. It would also be fair to say […]
Continue readingFebruary 2nd, 2012
This is a common discussion we have with our clients seeking to accumulate a specific lump sum, to maybe take the sting out of private education costs or possibly to give a child a helping hand with the deposit on a first property. Whether it be the wish of the parent or the grandparent, investing […]
Continue readingFebruary 2nd, 2012
A concept gathering strong momentum in the US at the moment is the idea of Lifecycle Investing or target date investing. So what is this and is it anything particularly radical? The concept of Lifecycle investing is that the appointed manager is investing your funds with a specific target date in mind, your retirement. The […]
Continue readingFebruary 2nd, 2012
The world of superannuation is a constantly evolving legislative environment, and at the more complex end of the spectrum are the rules around self managed superannuation. The Smart Money section of the weekend Australian Financial Review had some interesting statistics on those who have chosen to establish themselves in a self managed fund. Not surprisingly […]
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